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Employers – are your employees adequately protected when they travel overseas?
Employers – are your employees adequately protected when they travel overseas?

April's terror attacks in Sri Lanka that killed over 250 people, many from the UK and Europe, have highlighted the importance of having travel insurance, and prompted us to advise our clients to review their insurance arrangements for employees who travel overseas.
Employers have a legal responsibility to look after the welfare and safety of their staff when they are travelling, yet in many...

Company Fined After Two Employees Fall From Height
Company Fined After Two Employees Fall From Height
A construction company recently received a significant fine following a fall from height accident that left two workers injured. The employees were working on a new build of three terraced houses and had gained unrestricted access to a timber-joisted floor. The workers then fell through the ceiling and sustained serious injuries—causing them to be unable to return to full time work. 

Further...

Sitting Is a Silent Killer: Help Employees Avoid Sedentary Risks in the Workplace
Sitting Is a Silent Killer: Help Employees Avoid Sedentary Risks in the Workplace
While you might envision a high-risk workplace as one that places employees in frequently hazardous situations—such as handling machinery, dealing with dangerous substances or performing heavy lifting—recent research revealed that sedentary behaviour (e.g. sitting for extended periods) is one of the largest culprits of work-related injury and ill-health. Indeed, over 80 per cent of UK office...

Exciting Opportunities to Join Our Expanding Teams in Egham and Redhill
Exciting Opportunities to Join Our Expanding Teams in Egham and Redhill

ICB is part of the European broking group Verlingue, a large, expanding family owned business.
Our Corporate teams are recruiting two Client Directors, 1 to be based in our Egham office and 1 to be based in our Redhill office.
The role will be development focused but will also include servicing a number of existing clients. We are looking for qualified...

These 5 Topics Continue to Widen Your Leadership's D&O Liability
These 5 Topics Continue to Widen Your Leadership's D&O Liability
The past few years have seen a significant increase in directors and officers (D&O) being held legally accountable for organisational mistakes or failures. And, in a constantly evolving risk landscape, you can't afford to ignore the following top D&O liability risks:

1. Compliance - Recent regulations have given added responsibilities to senior leadership roles, making it vital to comply...

Here's How Organisations Are Handling Their Cyber-Security Risk
Here's How Organisations Are Handling Their Cyber-Security Risk
Every year, the Department for Digital, Culture, Media & Sport releases their annual Cyber Security Breaches Survey. This year’s data allows organisations to take a closer look at top cyber-threats, analyse the impacts of disruptive breaches and understand the importance of managing cyber-security risks. Indeed, 32 per cent of businesses and 22 per cent of charities experienced a cyber-attack...

As Brexit Stockpiling Soars, So Do Your Risks - Consider These Tips
As Brexit Stockpiling Soars, So Do Your Risks - Consider These Tips
Although the official date of Brexit was recently postponed until 31st October 2019, organisations across the country are continuing to prepare for the possibility of a 'no-deal' scenario in the coming months. And, of the various methods businesses are using, stockpiling has quickly emerged as a popular practice to reduce no-deal risks. Stockpiling - which entails importing and storing more materials...

British Steel collapses into insolvency
British Steel collapses into insolvency

It was announced yesterday that yet another substantial, seemingly unshakeable company has collapsed into liquidation. The compulsory liquidation puts 5,000 jobs at risk, as well as endangering 20,000 more in the supply chain, according to the BBC. The Independent adds that insolvency experts are labelling British Steel’s demise as the “first heavyweight casualty of Brexit”, and...

Be Cautious of Caller ID: Top Tips to  Prevent This New Form of Fraud
Be Cautious of Caller ID: Top Tips to Prevent This New Form of Fraud
In the era of evolving technology, fraudsters have also unfortunately joined in the race to ‘go digital’ by updating their devious methods for theft. More specifically, a new form of fraud allows scammers to fool mobile phone users into thinking an incoming call is coming from their bank via a false caller ID. When mobile phone users answer the call, they are tricked into thinking they...

Home Insurance - The dangers of underinsurance?
Home Insurance - The dangers of underinsurance?

Over the years there have been numerous surveys to gauge the level of underinsurance in the UK. Recent data suggests that 70% of homes are either over or underinsured. This means that your household property may not be covered for the right amount. The implications of this can be extremely costly, sometimes so costly you could lose your home.
Why may I be underinsured?
Usually it is not deliberate,...

Company Faces £1.4m Fine After Employee Crush Injury
Company Faces £1.4m Fine After Employee Crush Injury
A food processing company received a significant fine last month following a worker’s serious injury from a machine mishap on the poultry slaughter line.

The employee was trying to clear a blockage on the conveying system when he was struck by a metal stillage, resulting in several crush injuries—including fractured ribs, a punctured lung and a fracture to his back. Further investigation...

Understanding the Weight of Obesity in  the Workplace: Here's What You Can Do
Understanding the Weight of Obesity in the Workplace: Here's What You Can Do
Over the past couple of decades, a variety of cultural factors have contributed to the emergence of an 'obesity epidemic' throughout the UK. Indeed, reports from the HSE found that a combination of dietary changes, less physically demanding jobs, increased use of automated transport and rising popularity in technology (e.g. mobile phones, television and smart devices) that permits a sedentary...

It's Time to Document Your Brexit Plans, or Risk D&O Liability Issues
It's Time to Document Your Brexit Plans, or Risk D&O Liability Issues
Although the impacts of Brexit remain uncertain, it's crucial for your organisation to prepare for any possible scenario. Especially as a senior-level leader within your workplace, failure to generate and document comprehensive continuity planning could expose you to serious directors' and officers' (D&O) liability risk if your organisation suffers a performance problem or interruption following...

Is Your Business Underinsured? Review These Top Indicators
Is Your Business Underinsured? Review These Top Indicators
Even if you have insurance policies in place to protect your organisation from the worst-case scenarios, this cover won’t be nearly as effective in the event of a claim if you are engaging in an increasingly common business mistake occurring throughout the country—underinsurance. 

Indeed, research from the Royal Institution of Chartered Surveyors revealed that as many as 80...

Research Reveals Why GDPR Compliance Is Worth the Effort
Research Reveals Why GDPR Compliance Is Worth the Effort
As the first anniversary of the GDPR going into effect approaches on 25th May, recent reports from Cisco revealed the wide range of benefits that compliant organisations have experienced over the past 12 months. 

While ensuring GDPR compliance may have felt like a tedious or unrewarding process within your workplace, the following statistics emphasise how these efforts have truly paid off:

Shorter...

Protecting yourself from the rise of keyless motor theft
Protecting yourself from the rise of keyless motor theft
2018 was the worst year for motor thefts in a decade and was largely driven by sudden increases in both keyless and more traditional types of theft.

What is Keyless theft?

Keyless thefts affect newer vehicles that use keyless fobs for entry and ignition.

What makes keyless theft such a significant risk is that thieves do not need to be holding the fob itself. Instead, they can...

Bad debt Britain - payouts to help UK firms survive unpaid bills now at their highest since 2009
Bad debt Britain - payouts to help UK firms survive unpaid bills now at their highest since 2009
£5 million a week is paid by trade credit insurers to help firms cope with bad debts as the number of claims soar 60% in the last year.

According to figures published by the Association of British Insurance (ABI) on 22nd March 2019, insurance pay-outs that provide a lifeline to help businesses struggling to cope with bad debts, are at their highest level since 2009; with the equivalent...

Your Workforce is Getting Older: Prevent Age Discrimination Issues
Your Workforce is Getting Older: Prevent Age Discrimination Issues
Supporting your workforce is critical in ensuring employee productivity, well-being and loyalty to your organisation. Specifically—seeing as government reports found that nearly half of all adults in the UK will be over the age of 50 by the next decade—it’s crucial to support your ageing workforce. In addition to these statistics, allowing ageism to exist in your organisation can...

Stop Slipping: How to Prevent the Most Common Cause of Workplace Injury
Stop Slipping: How to Prevent the Most Common Cause of Workplace Injury
Whether it be a slippery surface, damaged floor coverings (e.g. a rug or carpet), improperly stored equipment or a dimly lit area, a wide variety of hazards can contribute to slips, trips and falls (STFs) in the workplace. 

What’s more, slips and trips take the top spot as the most common cause of work-related injury across industry lines, according to the Health and Safety Executive....

Don't Be the Next Victim of this Rising Crime: Tips to Fight Fraud
Don't Be the Next Victim of this Rising Crime: Tips to Fight Fraud
Regardless of industry and business size, fraud is a serious and costly concern that can wreak havoc within your organisation. Indeed, recent research from Experian UK found that the annual cost of fraud is on the rise, totalling £190 billion in the past 12 months. In the current era of rapidly evolving technology and increased risk of cyber-attacks, organisations are exposed to fraud now more...

Prepare Your Business for the Unpredictable with Proper Cover
Prepare Your Business for the Unpredictable with Proper Cover
Although robust risk management practices can help protect your business from a wide range of potential disasters, it can be increasingly difficult to prepare for the worst in an unpredictable market. And in the midst of political uncertainty regarding Brexit, rising adverse weather instances at the hands of climate change, a rapidly ageing workforce and constantly evolving technology, the UK market...

Recruit, Reward and Retain Staff with Employee Benefits
Recruit, Reward and Retain Staff with Employee Benefits
The ability to recruit, reward and retain skilled workers is clearly a concern for all businesses and these 3 reasons continue to dominate businesses thinking behind their employee benefits strategies. 

Research also shows that a business’s employee benefits package is of increasing importance to potential candidates when considering offers of employment with health and wellbeing...

Exciting opportunities to join our expanding teams in Egham and Redhill
Exciting opportunities to join our expanding teams in Egham and Redhill
ICB is part of the European broking group Verlingue, a large, expanding family owned business.

As a result of our continued growth in the UK, our Wealth Management team are looking to recruit an experienced Wealth Management Adviser to join the team in our Egham office.
We are looking for an experienced professional who can take over responsibility for existing clients, develop relationships,...

Are you looking to improve employee wellness and productivity at work?
Are you looking to improve employee wellness and productivity at work?
Vision care is rapidly becoming an essential healthcare management tool for many employers in the UK and overseas.

Did you know that...

74% of the UK workforce wear corrective eye wear or have had laser surgery? 123 million workdays are lost due to vision-related absenteeism? 1 in 10 adults have never had an eye examination? £8.4 billion per year is the estimated cost of absenteeism...

Stockpiling Over Brexit Fears? Why You Need to Tell Your Broker
Stockpiling Over Brexit Fears? Why You Need to Tell Your Broker
With less than two weeks remaining until Brexit occurs (unless an extension is granted) and still no proper withdrawal agreement in place at the time of writing, organisations throughout the UK are preparing for the possibility of a no-deal scenario. Specifically, border uncertainty has businesses across industry lines fearing for an increase in import taxes. And in response, many have begun stockpiling...