This summer’s record-setting heatwave brought more consequences than just sunburns and sweat—it may have affected your property, too. Combined with little rainfall over the past couple months, the heatwave established an unusually dry climate, increasing the risk of subsidence for property owners.
Subsidence, which occurs when the ground supporting a building moves downward due to shrinkage of clay soils, can often be identified by large, diagonal cracks in walls, both inside and outside the property. These cracks are typically tapered and can be many millimetres wide—typically cracks wider than 5 millimetres require extensive repairs. Industry data shows that the past six weeks have seen a 350 per cent increase in subsidence claims, totalling 20 per cent more incident reports compared to this time last year.
Additional factors that place your property at risk of suffering subsidence include an excess of nearby trees that absorb the ground moisture—specifically those with long, deep roots (eg elms and oaks). Also, if your property is built on uneven ground, it may face greater risk due to a lack of stability.
Don’t let subsidence destroy your organisation’s property. Contact ICB Group today to ensure your property is covered.
The content of this Profile is of general interest and is not intended to apply to specific circumstances. It does not purport to be a comprehensive analysis of all matters relevant to its subject matter. The content should not, therefore, be regarded as constituting legal advice and not be relied upon as such. In relation to any particular problem which they may have, readers are advised to seek specific advice. Further, the law may have changed since first publication and the reader is cautioned accordingly.
© 2018 Zywave, Inc. All rights reserved.