April's terror attacks in Sri Lanka that killed over 250 people, many from the UK and Europe, have highlighted the importance of having travel insurance, and prompted us to advise our clients to review their insurance arrangements for employees who travel overseas.
Employers have a legal responsibility to look after the welfare and safety of their staff when they are travelling, yet in many cases insurance cover is woefully inadequate.
Things to consider:
- Make sure that your company travel insurance policy covers your employees' destinations, as some countries are excluded.
- Key elements of a travel insurance policy include medical expenses and repatriation cover. it is important that the cover is suitable for your employees' destinations and that you have a clear understanding of any limits or exemptions that may be applicable, i.e.: medical treatment is typically more expensive in the Western world than in the Far East.
- Many employers are incorporating personal travel for employees within their company insurance arrangements and this is proving to be a popular benefit.
For advice and help, please get in touch.
T: 01784 608 100
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